Does homeowners insurance allow hosting?

If you are worried about whether your homeowners insurance allows renting through Sniffspot, we recommend checking with them proactively. If you want to find a new homeowner's policy that works specifically with Sniffspot, our recommendation would be that they reach out to an agent that is local and even an independent agent that will represent multiple insurance companies instead of one company. Speak with them about what is going on and how it works and that coverage is provided by a master policy for the hosts if something were to happen to a client and they would be able to work with the insurance companies in the area they live. We have also heard from hosts that State Farm Insurance works well with Sniffspot.